The Estate Agent

• Let as many estate agents in Monmouth as you can know your needs
• Provide estate agents with your contact details
• Work closely with Monmouth estate agents, they have local knowledge of the property market and house prices in Monmouth

The Property

Work out your budget

•  Standard lending ratios are usually three times the principal earner's gross income plus one times the second, or two and a half times joint gross income
• Consider your existing equity, savings and moving costs

Make a wish list

• Style, size, age, numbers of rooms, parking, garaging, garden
• Remain open-minded, lots of people surprise themselves

Consider the wider picture

•  Location is important, communications, local facilities and schools also need consideration
• Will your property needs vary in future?

Viewing A Property

• Arrive in the area early to get a good feel of the neighbourhood
• Do not make an instant decision
• Do not be influenced by the vendors
• Assess the accommodation that the property provides
• Assess the general state of repair: Roof, walls, windows and doors, plasterwork, wiring, plumbing and heating, kitchen fittings and bathroom sanitary ware
• Assess the neighbours, the street and the general condition of other properties around